Credit Risk Analyst

Job description / Role

Employment: Full Time

Salary budget

AED 20K per month, visa and medical insurance

Organizational unit purpose

The Credit Unit exists to enhance the customer experience by efficiently managing credit requests while ensuring optimal capital utilization. It plays a vital role in maximizing returns and managing risk within the bank's defined acceptance criteria, directly contributing to the bank's strategic goals of sustainable growth and profitability.

Job purpose

The Credit Analyst supports business growth by enabling the generation of maximum yield within the bank's risk appetite and client selection framework. The role ensures that customer needs are met through timely and accurate credit assessments, risk pricing, documentation, and fee collection—ultimately driving increased wallet share and client satisfaction.

1. Credit proposal preparation

The analyst may also attend client meetings and liaise with Credit for approvals and issue resolution. Regular participation in meetings with RMs and Credit teams is expected.

1. Risk management

1. Credit file maintenance

The analyst is responsible for maintaining accurate and up-to-date credit files. This includes ensuring that all approvals taken outside of credit systems are promptly recorded and escalating any accounts showing signs of deterioration to the Early Alert Review (EAR) forum.

1. Customer service

Providing top-tier customer service is essential. The analyst coordinates with internal teams such as Coverage, GCD, and CRAD to resolve client queries and process requests efficiently, ensuring quick turnaround times and a complaint-free experience.

• Job knowledge: Strong understanding of credit analysis, trade finance products, and banking operations.
• Technical and professional skills: Proficiency in financial statement analysis, credit structuring, and risk assessment. A professional qualification in finance or accounting is preferred.
• Managerial and leadership skills: Ability to manage portfolios and coordinate effectively with other departments.
• Behavioral attributes: A positive, customer-focused attitude with strong interpersonal and communication skills.
• Experience: At least 2 years of experience in credit analysis, ideally with exposure to large corporates or investment banking transactions.
• Education: A bachelor's degree in finance or accounting is required. Professional certifications such as CPA, PRM, or FRM are highly desirable.

About the Company

We lead in the creation and delivery of innovative workforce solutions and services that enable our clients to win in the changing world of work.

ManpowerGroup powers the success of many of the world's most dynamic organizations. We deliver innovative workforce solutions that enhance competitiveness, increase efficiency and spur productivity. Combining global reach with local expertise - 3600 offices in over 80 countries - we know the changing world of work and bring a deep understanding of the companies we work for and the industries we service.

Our business is aligned to key skill specializations to ensure our clients requirements are met by expert and knowledgeable consultants that understand your industry and role requirement.

Our consultants are experts in finding the right talent across all industries in a broad-range of occupations including:

• IT & Telecommunications
• Engineering & Construction, Oil & Gas
• Banking, Finance & Legal
• Sales & Business Development
• Marketing, Public Relations & Communications
• Human Resources & Training
• Customer & Support Services (Secretarial and Administrative)
• Operational, Supply Chain & Logistics
• Executive Recruitment
• Emiratization Solutions
• Recruitment Program Outsourcing Solutions
• Managed Service Provider Solutions
• Talent Based Outsourcing Solutions
• Outsourced Staffing Solutions

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