Manager, Credit Governance & Control

Job Description

JOB DESCRIPTION

Location: Abu Dhabi, UAE

This position is for UAE Nationals only.

Role Purpose:

• This function will serve as an in-house Governance & Control function for Credit team covering all Businesses & Geographies.
• The function will ensure Governance over underwriting processes and compliance with Credit policy and regulations.

Key accountabilities of the role:

• Support the Head of Credit Governance & Control in establishing a sound Credit culture and process in the bank
• Establish and manage Credit monitoring Forum to escalate expiries and past dues
• Support in implementing and managing the RCSA
• Identify areas for automation to increase efficiency and support cost rationalization
• Conduct event-based reviews to assess process and policy compliance
• Support in establishing Early alert process by liaising with stakeholders
• Provide appropriate input in formulation of Credit policies & Product programs
• Interact with stakeholders including product team, Credit, Risk and Operations team
• MIS & presentation preparation for management review
• Manage Credit related projects and initiatives.

Specialist skills / technical knowledge required for this role:

• Thorough understanding of Credit life cycle, Banking operations, Policies, Regulations, Compliance and Risk management is a must
• Excellent communication, negotiation and stakeholder management skills
• UAE working experience of 5+ years is a must
• Familiar with the CB UAE regulatory regime
• Analytical Thinking & Business Oriented approach

Previous experience required (if any):

• A minimum of 15-18 years of professional experience in Banking with deep knowledge of product, processes and services. Candidate should possess a strong Control mindset.
• Good understanding of business, finance, economics and current affairs.
• Candidate should have managed teams and should have a proven track record and achievement.