Executive Health Underwriting (Group)

Job Description

To assist in health insurance underwriting activities with a strong focus on Corporate Group Health ensuring profitable growth, regulatory compliance, competitive pricing, and effective risk management in line with UAE market practices.

• Support underwriting activities for new corporate and SME group health business.
• Review member census, claims experience, benefits structure, and underwriting information for quotation preparation.
• Prepare quotations within underwriting guidelines and delegated authority limits.
• Coordinate with brokers, sales/BRM teams, TPAs, and internal departments for new business requirements.
• Assist in pricing analysis, benefit comparison, and technical assessment of risks.
• Ensure accurate documentation and policy setup requirements prior to onboarding.
• Maintain quotation trackers, MIS reports, and underwriting records.
• Ensure compliance with UAE regulations including DHA, DOH (HAAD), MOHAP, and internal underwriting policies.

• Bachelor's degree in insurance, Business Administration, Finance, Medicine, or a related field.
• Professional insurance qualifications (ACII, CII, LOMA or equivalent) preferred.
• 3 years+ of health underwriting experience, with strong exposure to Corporate Group Health in the UAE.
• Strong understanding of UAE health insurance regulations and market dynamics

Knowledge / Skills Required:

• Analytical skills and eye for details
• Interpersonal skills
• Decisiveness
• Teamwork
• Negotiation skills
• Excellent communication skills (Written / Verbal) – ability to communicate clearly and concisely, conveying complex or technical information in a way in which others can comprehend as well as ability to understand / interpret complex information from others
• Ability to come up with analytical data collation / interpretation