Senior Credit Assessor - Umm Al Quwain
Job description / Role
Employment: Full Time
About us
Allianz Group is a global leader in insurance and asset management, renowned for its trustworthiness and reliability. We are committed to fostering an environment where our employees can pursue their aspirations and navigate challenges with confidence.By working together, we aim to empower each individual to grow and contribute positively to the future of our customers and the communities we serve.
We are recruiting for a senior credit assessor to join our team in Dubai. The role reports to head of credit assessment.
The role
The role focuses on assessing businesses for underwriting, monitoring portfolios, preparing sector reports, and collaborating with internal teams. It also involves projects on data sourcing and automation within the credit intelligence department.
Responsibilities- Assessing SMEs and large caps with grading assigned that will impact commercial and risk underwriting stance.
- Assessment in line with Allianz Trade grading methodology (top down approach) and key risk factors by sector.
- Active monitoring of the portfolio as per sensitivity thresholds and ensuring market presence via buyers visits.
- Preparing and presenting detailed quarterly sector insights and reports.
- Interaction and alignment with internal stakeholders (underwriting, commercial & claims departments).
- Transversal projects within credit intelligence department focusing on data sourcing and enhanced automation.
- Audit, finance background masters in finance/accounting.
- CFA or equivalent professional qualification will be a plus.
Experience and skills
Business expertise- Minimum 5 to 8 years of relevant experience in banking, audit/consulting, or credit insurance industry.
- Knowledgeable on GCC markets and/or key regional trade sectors.
- Strong skills in corporate credit analysis.
- GCC market insights and key sector dynamics.
- Collaborative mindset with strong team spirit.
- Negotiation skills to source necessary information and assertiveness in justifying rating decisions to stakeholders.
- Adaptability to constant change in complex and dynamic business environment.
- Proactive ownership in decision-making and accountability.
- High self-motivation and commitment to continuous learning.
- Strong organizational skills to manage multiple priorities effectively.
- Clear and confident communicator with excellent presentation abilities.
- Basic understanding of commonly used generative AI / GenAI / generative artificial intelligence platforms such as ChatGPT, as well as an awareness of best practices and the potential risks associated with AI in the workplace to apply.
- English (Arabic will be a plus).
Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams, and challenges is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow, and to shape a better future for our customers and the world around us.
We at Allianz believe in an inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, embracing your unique identity and experiences.
Join us. Let's care for tomorrow.
Job Function: Finance, Business Analysis & ConsultingCompany Industry: Insurance
About the Company
With over 159,000 employees from 172 nationalities across more than 70 countries, we are one of the world's most trusted insurance and asset management companies. We offer a broad range of products and services in property/casualty insurance, life/health insurance, and asset management.We have our largest operational presence in Europe, and our parent company, Allianz SE, is headquartered in Munich, Germany. From jobs in Actuarial, Business and IT to Inhouse Consulting and Investment Management - your opportunities are endless!
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